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Viva payday loan app review: is Viva loan legit or scam?

 

Viva payday loan app review: is Viva loan legit or a scam?

Viva payday loan app review: is Viva loan legit or scam?


Viva payday loan is not a lender or bank, Viva payday loan is an online selling place where two individuals called lenders and borrowers are easily connected to carry out the process of rendering borrowing. One fact you need to know is that the Viva loan app does not involve in the rendering process.

How does it work?

Viva payday loan app can actually give access to any individual as long as you are up to the age of 18 which is to prove you have met the minimum requirements to connect with a personal loan lender.

How to apply for a Viva payday loan

Before you can freely use the Viva payday loan app, there are some steps you need to go through.

Step 1

Visit the homepage, the first thing you need to do is to enter your personal loan details via the text box provided.

Below are the necessary information required.

1. The amount you wish to borrow

2. Your current credit score

3. The main aim of securing a loan.
After filling out this form, click on the button written “Get started” to continue the process.

Step 2

In the second step, you are will be asked to provide your personal information which includes:

1. Your full name

2. Your date of birth

3. Your major source of income

4. What you earn monthly, your payment method, and frequency followed by your date of next payday.

5. Email address, phone number, home address.

6. Provide your bank details such as account number, bank name, etc.

Now you have provided the necessary information, you can go ahead and sign your document online and you may luckily receive your fund the next day.

More about Viva payday loan

·        Viva payday loan does not work in states: This Company does not give access to some states in the United States so therefore if you are residing in Washington, New York City, and West Virginia, please you cannot operate with this company called Viva payday.

·         Viva payday loan is not lender or bank:  You luckily got approved after applying for a loan via Viva payday loan, it is the lender that you go with and not Viva payday loan and the lender will equally let you know the rate of interest, a month of payments and his/her terms of service.

·         Funding is very fast:  Depending on your bank, you could receive your find the next market day or you possibly wait for some days to receive your funds if you are approved.

Pros:

·         One can loan up to $15,000

·         Anyone can have access to a loan despite their profile

·         In the platform, there are many lenders from which every borrower has the option to choose whom to borrow.

·         The platform is totally free, no fee is required.

Cons:

·         The platform is not available in some states in the United States such as New York City, Washington, West Virginia, and D.C.

·         There are no contact details on the website

·         The platform can only take place online; therefore they could not be reached physically.

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